• All pre- and post-natal expense related bills will be settled, once the main event (delivery) concludes, from the remaining limit balance according to mode of delivery.
• Only one annual limit will be allowed for one event (per pregnancy).
• In case if the client doesn’t opt for the maternity rider in 2nd year where the delivery happens, the pre-natal expenses occurred during 1st year will not be payable.
• In case if the client skips year(s) between opting for maternity rider (e.g. opted in 1st year, then skipped in 2nd year and opted again for 3rd year), it has to complete the 10 months waiting period once again to be eligible for maternity coverage.
• No expense related to baby (circumcision, nursing charges, wellness checkup, consultation, medicine, diagnostics, vaccination, incubator, ventilator etc.) will be payable from the maternity limits.